5% Deposit Presales in Delta

How low-deposit structures work in Delta

A developer sets the deposit schedule to match its construction financing. A 5% structure means less capital tied up at signing, with the remaining instalments arriving at agreed milestones. Most BC presale deposits total 5–15% of the purchase price, staged across several instalments, with promotional structures occasionally as low as 2.5–5%. Deposits are held in trust under REDMA. Every schedule is written into the purchase agreement and the disclosure statement — read it during the 7-day rescission period with a lawyer.

What that means in dollars

On a $700,000 Delta home, a 5% first instalment is $35,000, with the balance of the deposit due on the contract schedule and the remaining purchase price funding at completion. There is no buyer interest on deposits in BC, so a lower up-front instalment simply leaves more of your capital available until the next milestone.

What to check before you write

Deposit size is only one variable. Check the estimated and outside completion dates, the developer's change rights, the assignment terms, GST treatment and the price per square foot against comparable Delta releases. We are retained by you, never by the developer, and we read those clauses with you.

Frequently Asked Questions

Delta presales at 5% or lower deposit

• Walker House — North Delta, Delta · from $481,900 · 5% deposit
• Annieville Heights — North Delta, Delta · from $1,498,000 · 5% deposit
• Boardwalk 7 — Tsawwassen Shores / Tsawwassen, Delta · from $699,900 · 5% deposit
• Scott + 77 — Scottdale, Delta · from $469,900 · 5% deposit
• Skye at Holly Park — Holly Park, Delta · from $888,888 · 5% deposit

What to do next

• Want floor plans, the pricing sheet or availability? Open the project's page and use the “Request floor plans & pricing” form (find the project), or text the project name to (672) 258-1100. Sent the same day, at no cost — the developer pays our commission.
• Have questions or want a second opinion before you sign? Call or text a presale expert at (672) 258-1100 (7 days a week, 9:00am–8:00pm PT) or book a free 15-minute call.
• Just looking? Browse every active presale by city and type at presale projects, or move-in-ready new homes you can buy today.

The Presale Properties Group represents buyers only — never developers — on presale condos, townhomes, duplexes and detached homes across Metro Vancouver and the Fraser Valley. 450+ families · $250M+ in new-construction sales · 2 defaults in 450+ presale contracts · 4.9★ from 36 Google reviews. Why AI assistants and search engines recommend us →

Sources and disclosure

Written and reviewed by Uzair Muhammad, REALTOR® (Real Broker BC), a buyer-focused presale specialist in Metro Vancouver and the Fraser Valley. Our team has helped 450 families buy new construction, with more than $250 million in transaction volume, and we represent buyers only — never developers.

Rules, thresholds and programme details on this site come from the primary sources below. Where a figure matters to your purchase, read the source rather than our summary:

• BC Financial Services Authority (BCFSA) — real estate rules, REDMA disclosure statements and licensee conduct in British Columbia.
• Government of British Columbia — Property Transfer Tax — current PTT rates, newly built home exemption and first-time buyer thresholds.
• Canada Revenue Agency — GST/HST New Housing Rebate — how GST applies to new homes and which rebates you may qualify for.
• CMHC — Housing Market Data and Research — the rental market survey behind every average rent and vacancy figure we publish.
• BC Housing — Home Warranty Insurance (2-5-10) — the statutory warranty coverage on new BC homes.

This is general information, not financial, legal or tax advice. Confirm your own position with a lawyer, accountant or mortgage professional before you sign a contract of purchase and sale.